Read 2026-10-27 · every figure here is dated

The most recent observation on this page is 2026-10-27. The figures here were read on the dates shown; this site reads no shop’s page while you are on it.

← Installment plans, shop by shop · everything we track at IKEA Egypt

NEIDEN Bed frame - pine 90x200 cm

NEIDEN Bed frame - pine 90x200 cm at IKEA Egypt

Cash EGP 3,695 · read 2026-10-27

This is what IKEA Egypt charges for installments on this product, at IKEA Egypt’s own price, as of 2026-10-27.

At IKEA Egypt · 16 plans from three lenders.

Showing all 16 plans this shop publishes for this product.

8 plans share the lowest total.

All amounts in EGP. Upfront is everything payable at signing. Ordered by total paid, lowest first.
LenderMonthsMonthlyUpfrontTotalPlan details
CIBentry requirements not checked3EGP 1,231.67 a monthEGP 0.00 at signing3,695.00+EGP 0 vs cash
Effective annual rate≈ 0.0%
computed from the payment schedule shown, assuming fees paid upfront — method
Payment scheduleEGP 0.00 at signing, then 3 monthly payments of EGP 1,231.67
Total paid EGP 3,695.00.
Date observed
2026-10-27
Rate figure as publishedmonthly installments from 3 to 12 months with 0% interest with ValU or CIB
no rate above zero is stated on the source, and no fee of any kind is stated for this plan
Where this comes from
This figure is the shop’s published rate schedule applied to this product’s cash price. Terms last checked against the shop’s own page as it appeared on 2026-10-27. Open the page this figure comes from
What you need to enter this planEntry requirements not checked for this programme — check with the bank
Where to buy thisView at IKEA Egypt opens IKEA Egypt’s page for this product; the price there today may differ from the EGP 3,695 observed on 2026-10-27
The shop’s own page for this product — the listing this row’s cash price was read from.
CIBentry requirements not checked6EGP 615.83 a monthEGP 0.00 at signing3,695.00+EGP 0 vs cash
Effective annual rate≈ 0.0%
computed from the payment schedule shown, assuming fees paid upfront — method
Payment scheduleEGP 0.00 at signing, then 6 monthly payments of EGP 615.83
Total paid EGP 3,695.00.
Date observed
2026-10-27
Rate figure as publishedmonthly installments from 3 to 12 months with 0% interest with ValU or CIB
no rate above zero is stated on the source, and no fee of any kind is stated for this plan
Where this comes from
This figure is the shop’s published rate schedule applied to this product’s cash price. Terms last checked against the shop’s own page as it appeared on 2026-10-27. Open the page this figure comes from
What you need to enter this planEntry requirements not checked for this programme — check with the bank
Where to buy thisView at IKEA Egypt opens IKEA Egypt’s page for this product; the price there today may differ from the EGP 3,695 observed on 2026-10-27
The shop’s own page for this product — the listing this row’s cash price was read from.
CIBentry requirements not checked9EGP 410.56 a monthEGP 0.00 at signing3,695.00+EGP 0 vs cash
Effective annual rate≈ 0.0%
computed from the payment schedule shown, assuming fees paid upfront — method
Payment scheduleEGP 0.00 at signing, then 9 monthly payments of EGP 410.56
Total paid EGP 3,695.00.
Date observed
2026-10-27
Rate figure as publishedmonthly installments from 3 to 12 months with 0% interest with ValU or CIB
no rate above zero is stated on the source, and no fee of any kind is stated for this plan
Where this comes from
This figure is the shop’s published rate schedule applied to this product’s cash price. Terms last checked against the shop’s own page as it appeared on 2026-10-27. Open the page this figure comes from
What you need to enter this planEntry requirements not checked for this programme — check with the bank
Where to buy thisView at IKEA Egypt opens IKEA Egypt’s page for this product; the price there today may differ from the EGP 3,695 observed on 2026-10-27
The shop’s own page for this product — the listing this row’s cash price was read from.
CIBentry requirements not checked12EGP 307.92 a monthEGP 0.00 at signing3,695.00+EGP 0 vs cash
Effective annual rate≈ 0.0%
computed from the payment schedule shown, assuming fees paid upfront — method
Payment scheduleEGP 0.00 at signing, then 12 monthly payments of EGP 307.92
Total paid EGP 3,695.00.
Date observed
2026-10-27
Rate figure as publishedmonthly installments from 3 to 12 months with 0% interest with ValU or CIB
no rate above zero is stated on the source, and no fee of any kind is stated for this plan
Where this comes from
This figure is the shop’s published rate schedule applied to this product’s cash price. Terms last checked against the shop’s own page as it appeared on 2026-10-27. Open the page this figure comes from
What you need to enter this planEntry requirements not checked for this programme — check with the bank
Where to buy thisView at IKEA Egypt opens IKEA Egypt’s page for this product; the price there today may differ from the EGP 3,695 observed on 2026-10-27
The shop’s own page for this product — the listing this row’s cash price was read from.
ValU3EGP 1,231.67 a monthEGP 0.00 at signing3,695.00+EGP 0 vs cash
Effective annual rate≈ 0.0%
computed from the payment schedule shown, assuming fees paid upfront — method
Payment scheduleEGP 0.00 at signing, then 3 monthly payments of EGP 1,231.67
Total paid EGP 3,695.00.
Date observed
2026-10-27
Rate figure as publishedmonthly installments from 3 to 12 months with 0% interest with ValU or CIB
no rate above zero is stated on the source, and no fee of any kind is stated for this plan
Where this comes from
This figure is the shop’s published rate schedule applied to this product’s cash price. Terms last checked against the shop’s own page as it appeared on 2026-10-27. Open the page this figure comes from
Where to buy thisView at IKEA Egypt opens IKEA Egypt’s page for this product; the price there today may differ from the EGP 3,695 observed on 2026-10-27
The shop’s own page for this product — the listing this row’s cash price was read from.
ValU6EGP 615.83 a monthEGP 0.00 at signing3,695.00+EGP 0 vs cash
Effective annual rate≈ 0.0%
computed from the payment schedule shown, assuming fees paid upfront — method
Payment scheduleEGP 0.00 at signing, then 6 monthly payments of EGP 615.83
Total paid EGP 3,695.00.
Date observed
2026-10-27
Rate figure as publishedmonthly installments from 3 to 12 months with 0% interest with ValU or CIB
no rate above zero is stated on the source, and no fee of any kind is stated for this plan
Where this comes from
This figure is the shop’s published rate schedule applied to this product’s cash price. Terms last checked against the shop’s own page as it appeared on 2026-10-27. Open the page this figure comes from
Where to buy thisView at IKEA Egypt opens IKEA Egypt’s page for this product; the price there today may differ from the EGP 3,695 observed on 2026-10-27
The shop’s own page for this product — the listing this row’s cash price was read from.
ValU9EGP 410.56 a monthEGP 0.00 at signing3,695.00+EGP 0 vs cash
Effective annual rate≈ 0.0%
computed from the payment schedule shown, assuming fees paid upfront — method
Payment scheduleEGP 0.00 at signing, then 9 monthly payments of EGP 410.56
Total paid EGP 3,695.00.
Date observed
2026-10-27
Rate figure as publishedmonthly installments from 3 to 12 months with 0% interest with ValU or CIB
no rate above zero is stated on the source, and no fee of any kind is stated for this plan
Where this comes from
This figure is the shop’s published rate schedule applied to this product’s cash price. Terms last checked against the shop’s own page as it appeared on 2026-10-27. Open the page this figure comes from
Where to buy thisView at IKEA Egypt opens IKEA Egypt’s page for this product; the price there today may differ from the EGP 3,695 observed on 2026-10-27
The shop’s own page for this product — the listing this row’s cash price was read from.
ValU12EGP 307.92 a monthEGP 0.00 at signing3,695.00+EGP 0 vs cash
Effective annual rate≈ 0.0%
computed from the payment schedule shown, assuming fees paid upfront — method
Payment scheduleEGP 0.00 at signing, then 12 monthly payments of EGP 307.92
Total paid EGP 3,695.00.
Date observed
2026-10-27
Rate figure as publishedmonthly installments from 3 to 12 months with 0% interest with ValU or CIB
no rate above zero is stated on the source, and no fee of any kind is stated for this plan
Where this comes from
This figure is the shop’s published rate schedule applied to this product’s cash price. Terms last checked against the shop’s own page as it appeared on 2026-10-27. Open the page this figure comes from
Where to buy thisView at IKEA Egypt opens IKEA Egypt’s page for this product; the price there today may differ from the EGP 3,695 observed on 2026-10-27
The shop’s own page for this product — the listing this row’s cash price was read from.
Souhoola6EGP 615.83 a monthEGP 369.50 at signing4,064.50+EGP 369.50 vs cash
Effective annual rate≈ 44.2%
computed from the payment schedule shown, assuming fees paid upfront — method
Payment scheduleEGP 369.50 at signing, then 6 monthly payments of EGP 615.83
Total paid EGP 4,064.50.
Date observed
2026-10-27
Rate figure as published0% installment plan : Interest : 0% ... Admin Fees: 10% (for 6 months)
no rate above zero is stated on the source; an administrative fee is charged separately and is included in Upfront
Where this comes from
This figure is the shop’s published rate schedule applied to this product’s cash price. Terms last checked against the shop’s own page as it appeared on 2026-10-27. Open the page this figure comes from
Where to buy thisView at IKEA Egypt opens IKEA Egypt’s page for this product; the price there today may differ from the EGP 3,695 observed on 2026-10-27
The shop’s own page for this product — the listing this row’s cash price was read from.
Souhoola9EGP 410.56 a monthEGP 443.40 at signing4,138.40+EGP 443.40 vs cash
Effective annual rate≈ 36.6%
computed from the payment schedule shown, assuming fees paid upfront — method
Payment scheduleEGP 443.40 at signing, then 9 monthly payments of EGP 410.56
Total paid EGP 4,138.40.
Date observed
2026-10-27
Rate figure as published0% installment plan : Interest : 0% ... Admin Fees: 12% (for 9 months)
no rate above zero is stated on the source; an administrative fee is charged separately and is included in Upfront
Where this comes from
This figure is the shop’s published rate schedule applied to this product’s cash price. Terms last checked against the shop’s own page as it appeared on 2026-10-27. Open the page this figure comes from
Where to buy thisView at IKEA Egypt opens IKEA Egypt’s page for this product; the price there today may differ from the EGP 3,695 observed on 2026-10-27
The shop’s own page for this product — the listing this row’s cash price was read from.
Souhoola12EGP 307.92 a monthEGP 554.25 at signing4,249.25+EGP 554.25 vs cash
Effective annual rate≈ 36.0%
computed from the payment schedule shown, assuming fees paid upfront — method
Payment scheduleEGP 554.25 at signing, then 12 monthly payments of EGP 307.92
Total paid EGP 4,249.25.
Date observed
2026-10-27
Rate figure as published0% installment plan : Interest : 0% ... Admin Fees: 15% (for 12 months)
no rate above zero is stated on the source; an administrative fee is charged separately and is included in Upfront
Where this comes from
This figure is the shop’s published rate schedule applied to this product’s cash price. Terms last checked against the shop’s own page as it appeared on 2026-10-27. Open the page this figure comes from
Where to buy thisView at IKEA Egypt opens IKEA Egypt’s page for this product; the price there today may differ from the EGP 3,695 observed on 2026-10-27
The shop’s own page for this product — the listing this row’s cash price was read from.
Souhoola18EGP 260.70 a monthEGP 184.75 at signing4,877.40+EGP 1,182.40 vs cash
Effective annual rate≈ 46.8%
computed from the payment schedule shown, assuming fees paid upfront — method
Payment scheduleEGP 184.75 at signing, then 18 monthly payments of EGP 260.70
Total paid EGP 4,877.40.
Date observed
2026-10-27
Rate figure as publishedOther plans : Interest : 18% flat annual ... Admin Fees: 5% Down payment: 0%
a flat annual percentage, with its time unit stated on the source
Where this comes from
This figure is the shop’s published rate schedule applied to this product’s cash price. Terms last checked against the shop’s own page as it appeared on 2026-10-27. Open the page this figure comes from
Where to buy thisView at IKEA Egypt opens IKEA Egypt’s page for this product; the price there today may differ from the EGP 3,695 observed on 2026-10-27
The shop’s own page for this product — the listing this row’s cash price was read from.
Souhoola24EGP 209.38 a monthEGP 184.75 at signing5,209.95+EGP 1,514.95 vs cash
Effective annual rate≈ 44.1%
computed from the payment schedule shown, assuming fees paid upfront — method
Payment scheduleEGP 184.75 at signing, then 24 monthly payments of EGP 209.38
Total paid EGP 5,209.95.
Date observed
2026-10-27
Rate figure as publishedOther plans : Interest : 18% flat annual ... Admin Fees: 5% Down payment: 0%
a flat annual percentage, with its time unit stated on the source
Where this comes from
This figure is the shop’s published rate schedule applied to this product’s cash price. Terms last checked against the shop’s own page as it appeared on 2026-10-27. Open the page this figure comes from
Where to buy thisView at IKEA Egypt opens IKEA Egypt’s page for this product; the price there today may differ from the EGP 3,695 observed on 2026-10-27
The shop’s own page for this product — the listing this row’s cash price was read from.
Souhoola36EGP 158.06 a monthEGP 184.75 at signing5,875.05+EGP 2,180.05 vs cash
Effective annual rate≈ 40.7%
computed from the payment schedule shown, assuming fees paid upfront — method
Payment scheduleEGP 184.75 at signing, then 36 monthly payments of EGP 158.06
Total paid EGP 5,875.05.
Date observed
2026-10-27
Rate figure as publishedOther plans : Interest : 18% flat annual ... Admin Fees: 5% Down payment: 0%
a flat annual percentage, with its time unit stated on the source
Where this comes from
This figure is the shop’s published rate schedule applied to this product’s cash price. Terms last checked against the shop’s own page as it appeared on 2026-10-27. Open the page this figure comes from
Where to buy thisView at IKEA Egypt opens IKEA Egypt’s page for this product; the price there today may differ from the EGP 3,695 observed on 2026-10-27
The shop’s own page for this product — the listing this row’s cash price was read from.
Souhoola48EGP 132.40 a monthEGP 184.75 at signing6,540.15+EGP 2,845.15 vs cash
Effective annual rate≈ 38.4%
computed from the payment schedule shown, assuming fees paid upfront — method
Payment scheduleEGP 184.75 at signing, then 48 monthly payments of EGP 132.40
Total paid EGP 6,540.15.
Date observed
2026-10-27
Rate figure as publishedOther plans : Interest : 18% flat annual ... Admin Fees: 5% Down payment: 0%
a flat annual percentage, with its time unit stated on the source
Where this comes from
This figure is the shop’s published rate schedule applied to this product’s cash price. Terms last checked against the shop’s own page as it appeared on 2026-10-27. Open the page this figure comes from
Where to buy thisView at IKEA Egypt opens IKEA Egypt’s page for this product; the price there today may differ from the EGP 3,695 observed on 2026-10-27
The shop’s own page for this product — the listing this row’s cash price was read from.
Souhoola60EGP 117.01 a monthEGP 184.75 at signing7,205.25+EGP 3,510.25 vs cash
Effective annual rate≈ 36.6%
computed from the payment schedule shown, assuming fees paid upfront — method
Payment scheduleEGP 184.75 at signing, then 60 monthly payments of EGP 117.01
Total paid EGP 7,205.25.
Date observed
2026-10-27
Rate figure as publishedOther plans : Interest : 18% flat annual ... Admin Fees: 5% Down payment: 0%
a flat annual percentage, with its time unit stated on the source
Where this comes from
This figure is the shop’s published rate schedule applied to this product’s cash price. Terms last checked against the shop’s own page as it appeared on 2026-10-27. Open the page this figure comes from
Where to buy thisView at IKEA Egypt opens IKEA Egypt’s page for this product; the price there today may differ from the EGP 3,695 observed on 2026-10-27
The shop’s own page for this product — the listing this row’s cash price was read from.

IKEA offers installments only on purchases of EGP 500 or more, and Souhoola’s own minimum is EGP 500 over 6 months and EGP 1,000 over 9 to 60 months. A listing below those has no such plan, which is not the same thing as a cheaper one.

On entering the CIB plan, IKEA’s own page says “You have to own a valid CIB credit card”, read on 2026-10-27; CIB publishes nothing of its own for this programme that we could find.

1 plan length here costs exactly the same total as a longer one at the same lender: 3/12. Paying over the longer term costs nothing more.

Beyond 12 months IKEA names valU at “only 9% fixed interest”. The 9% carries no time unit, so it cannot be turned into a payment schedule without assuming one, and no valU plan longer than 12 months is shown.

IKEA names Sympl at 3, 4 or 5 payments and says the down payment is “determined according to Sympl’s criteria” and that the service fee “varies between EGP100 and EGP200”. Neither is a single figure, so no Sympl plan is shown.

IKEA names Contact CrediTech and states that “the financing percentage is determined … according to the credit limit granted to the customer … which may change from one transaction to another”. There is no schedule to print, so no Contact plan is shown.

Where this comes from

Cash price, if you do not use installments

Nothing here is a quote — advertised terms are subject to approval.